Skip to main content

Posts

Showing posts from July, 2025

How Banks Can Encourage Saving Habits In Gen Z

In 2025, Gen Z individuals will be roughly between 13 and 28 years old. They grow up with the internet, smartphones, and social media as integral parts of their lives. Gen Z children often face financial challenges as they spend twice as much what they currently saved. Gen Z has spent money mainly on non essential activities such as travel and entertainment and also make impulse purchases on what they seen on social media. Most members of this generation work at beginning positions ,rising cost living with high interest rate and decreased saving leaves young adults financially stressed . So there is need to teach them how to control their spending and saving habits and make them financially stable.                         Role of banks in Gen Z to encourage saving habits Sanchayika  scheme in India , aims to encourage habit of saving and  financial responsibility from young age. Like Sanchayika scheme, introduce ...

SANCHAYIKA - School Banking In India

Saving money as a student crucial for financial stability and future security. Smart spending habits and exploring cost saving opportunities can improve student financial wellbeing. Sanchayika  is a scheme introduced in Indian schools to encourage students to save money and savings habits at early age. Teach students the operation of banking and other related in a practical way.                      The head of institution should take permission government for operating scheme and open a SB account in the name of school in the nearby Post Office Bank. An application form needs to be filled up by each student to open an account. Then students can deposit rupees and when they save. Each account holder is given a pass book which list all the deposits and withdrawals. The Sanchayika account holder is also paid monthly interest on the balance amount. The head of institution shall remit the amount collected weekly or monthly from stu...

Why Don't Restaurants Offer Online Food Delivery

Paragon restaurant, a leading restaurant group in India and UAE Normally restaurants allows customers to enter the premises ,order the food and eat that food on premises and also deliver the food directly to customers. But now online food delivery services offer a convenient way to order foods from various restaurants and have them delivered to your doorstep. Popular platforms like  Zomato, Swiggy and Uber Eats provide access to  favorite cuisines, allowing users to browse menus ,customize orders and track delivers in real- time . Restaurants give commission around 15% to 30% per order to these online platforms and also they give extra cost for  listing the restaurants ,marketing promotions and visibility boosts . Many restaurants now stop supply of food to online delivery platforms due to hidden charges and advertisements these aggregator companies announce flat offers that results in big losses for the restaurants  owners . When the restaurants owners increase the ...

Why The "Famous Kerala chips " Don't Have a Good Brand Globally

              Kerala chips are delicious ,dried and crispy snacks from India . Banana chips, tapioca chips and jackfruit chips are popular Kerala chips. Made from thinly sliced banana ,tapioca or jackfruit and commonly fried in coconut oil.                                                 Jackfruit chips Banana chips Tapioca chips https://amzn.to/3In6cAS        The abundance of banana ,tapioca and jackfruit in Kerala make these chips are readily available snack. These chips can be stored for more than six months without adding preservatives. There are many local brands available in all convenience stores of Kerala , but nationally and internationally there is no unique brand. This food business require minimum capital required to many other manufacturing business , but yields enormous profit.    ...